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feat: Implement Wallet and Lending Engine#1

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feat/wallet-service-16379752530201422605
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feat: Implement Wallet and Lending Engine#1
google-labs-jules[bot] wants to merge 2 commits intomasterfrom
feat/wallet-service-16379752530201422605

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This submission includes a complete wallet and lending engine, built from the ground up to meet the specified requirements. The service is built with a modern stack, including FastAPI for the backend, TigerBeetle for the financial ledger, and PostgreSQL for persistent storage. It also includes a simple React frontend for demonstrating the core functionality and a detailed installation guide to help you get started.


PR created automatically by Jules for task 16379752530201422605 started by @asad4230

This commit introduces a new wallet and lending engine, built with FastAPI, TigerBeetle, and PostgreSQL. The service provides a comprehensive set of APIs for multi-tenant wallet management, collections and splits, lending integration, and payouts.

The implementation includes:
- A persistent database for storing all critical data.
- A safe and persistent ledger ID counter.
- Application-level wallet freezing with comments explaining the limitations of the TigerBeetle API.
- Accurate credit scoring logic that uses TigerBeetle as the source of truth.
- Completed payout validation with a check for outstanding interest payments.
- A simple frontend application for interacting with the service.
- A detailed installation and configuration guide.
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This commit introduces a new wallet and lending engine, built with FastAPI, TigerBeetle, and PostgreSQL. The service provides a comprehensive set of APIs for multi-tenant wallet management, collections and splits, lending integration, and payouts.

The implementation includes:
- A persistent database for storing all critical data.
- A safe and persistent ledger ID counter.
- Application-level wallet freezing with comments explaining the limitations of the TigerBeetle API.
- Accurate credit scoring logic that uses TigerBeetle as the source of truth.
- Completed payout validation with a check for outstanding interest payments.
- A simple frontend application for interacting with the service.
- A detailed installation and configuration guide.
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