feat: added timeout config doc

[Onyedika3d]

Documentation Update — API Timeouts

Files Changed

docs/api-timeouts.md

• Added new documentation covering API timeout configurations
• Includes:
  • Defaults table with all 4 timeout values
  • Source references and descriptions for each timeout
  • Environment override examples for development and production
  • Per-call RPC timeout override example

README.md

• Added link to docs/api-timeouts.md alongside existing architecture and versioning documentation

.env.example

• Annotated BACKGROUND_JOB_LOCK_TTL_MS with a reference to the new documentation

Closes: #225

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