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A progressive portfolio construction journey – from momentum-based intuition to life-cycle and ESG-optimised allocation – demonstrating the practical application of quantitative investment theories.

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Milanpeter-77/Coursework-Portfolio-Selection-Evolution

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From Intuition to Optimization: A Stepwise Exploration of Quantitative Portfolio Construction

1. Baseline Momentum Portfolio

The assignment began with constructing a simple rule-based benchmark portfolio using one-year S&P500 returns. Stocks with positive past performance received proportional weights based on their returns, forming a positive momentum strategy that served as the starting point for later refinements.

2. Mean–Variance Tangency Portfolio

Building on modern portfolio theory, the second stage introduced the mean–variance framework to identify the efficient frontier and derive the tangency portfolio, which maximizes the Sharpe ratio. Negative weights were set to zero to maintain a realistic long-only constraint.

3. Fama–French Factor-Tilt Allocation

Next, portfolio selection was guided by the Fama–French 3-factor model, targeting specific market, size, and value exposures. Using convex optimization (cvxpy), stock weights were chosen to approximate desired betas, shifting the focus from individual stocks to systematic factor exposure management.

4. Technical Indicator-Based Selection

Applying Directional Indicators and Bollinger Bands on monthly data, the portfolio incorporated trend and volatility filters. Only assets with strong directional trends and breakout signals were selected, with inverse volatility weighting ensuring risk-adjusted balance.

5. ESG-Efficient Frontier

The classical mean–variance optimization was extended by including ESG scores as a third objective following Pedersen et al. (2021). By introducing a taste parameter (φ), the portfolio captured trade-offs between risk, return, and sustainability, producing an ESG-adjusted tangency portfolio.

6. Life-Cycle Investing

Finally, using Cocco, Gomes, and Maenhout (2005), portfolio allocation was tied to personal circumstances. Incorporating age, risk aversion, and human capital, the life-cycle model dynamically adjusted the risky share of wealth—illustrated for a 24-year-old investor with high human capital.

Conclusion

The assignment evolved from a simple empirical approach to a multi-dimensional, theory-based framework. Each week integrated a new quantitative method, showing how different portfolio theories complement one another. The final synthesis emphasized that quantitative investing is about balancing risk, return, and personal context rather than finding one “perfect” model.

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A progressive portfolio construction journey – from momentum-based intuition to life-cycle and ESG-optimised allocation – demonstrating the practical application of quantitative investment theories.

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