feat(nip): Narrative Insurance Protocol — coverage and underwriting UI

.archive/README.md

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+# Archive Directory
+
+This directory contains historical development documents that have been moved out of the main repository to keep the GitHub cleaner.
+
+## Innovation Cycles
+
+Innovation cycle documents are now included in **Pull Requests** rather than the main repository.
+
+**Format:**
+- Each PR includes the innovation proposal as part of the PR description
+- Technical specifications in separate markdown files within the PR
+- Discussions happen in PR comments
+
+**Why?**
+- Keeps the main repo focused on code and user documentation
+- Innovation context stays with the implementation
+- Easier to track which innovations were actually implemented
+- Cleaner GitHub repository structure
+
+## What's Here
+
+```
+.archive/
+├── innovation-cycles/     # Historical innovation proposals (Cycles 43-45)
+└── README.md             # This file
+```
+
+## Where Things Go Now
+
+| Document Type | Location |
+|---------------|----------|
+| Code | Main repository |
+| User docs | `/docs/` or root README |
+| Technical specs | Pull Request descriptions |
+| Innovation proposals | Pull Request descriptions |
+| Test results | Pull Request comments |
+| Build artifacts | `.gitignore`d (not committed) |
+
+---
+
+**Note:** These files are preserved for historical reference but are no longer actively maintained.