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When upgrading to a new version of Cashier, it's important that you carefully review [the upgrade guide](https://github.com/laravel/cashier-stripe/blob/master/UPGRADE.md).
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> [!WARNING]
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> To prevent breaking changes, Cashier uses a fixed Stripe API version. Cashier 15 utilizes Stripe API version `2023-10-16`. The Stripe API version will be updated on minor releases in order to make use of new Stripe features and improvements.
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> To prevent breaking changes, Cashier uses a fixed Stripe API version. Cashier 16 utilizes Stripe API version `2025-07-30.basil`. The Stripe API version will be updated on minor releases in order to make use of new Stripe features and improvements.
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</x-layouts.auth.split>
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```
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<aname="two-factor-authentication"></a>
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## Two-Factor Authentication
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All starter kits include built-in two-factor authentication (2FA) powered by [Laravel Fortify](/docs/{{version}}/fortify#two-factor-authentication), adding an extra layer of security to user accounts. Users can protect their accounts using any Time-based One-Time Password (TOTP) supporting authenticator application.
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Two-factor authentication is enabled by default and supports all options provided by [Fortify](/docs/{{version}}/fortify#two-factor-authentication):
When validating arrays, you may want to reference the index or position of a particular item that failed validation within the error message displayed by your application. To accomplish this, you may include the `:index` (starts from `0`) and `:position` (starts from `1`) placeholders within your [custom validation message](#manual-customizing-the-error-messages):
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When validating arrays, you may want to reference the index or position of a particular item that failed validation within the error message displayed by your application. To accomplish this, you may include the `:index` (starts from `0`), `:position` (starts from `1`), or `:ordinal-position` (starts from `1st`) placeholders within your [custom validation message](#manual-customizing-the-error-messages):
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